Insurance broker; Insurance intermediary; Professional Indemnity; PI; Commercial Combined; Terrorism insurance; Insurance Cover; Lloyd's of London; Broker; Underwriter; Underwriting; Broking, Brokering, City of London, Insurance District, London Market, Battersea Power Station

Our Approach

96% of UK businesses are small to medium-sized. We believe they each deserve a tailored, high quality solution that is often only available to large corporations.

Scholar and Partners work closely alongside a number of insurers in developing truly bespoke cover for a wide range of businesses. The flexibility of our Commercial Combined insurance allows us to cater for a variety of business types, including but not limited to, retailers, manufacturers, contractors, wholesalers, warehouses, importers/exporters, distributors, printers, installation, service and repair companies, engineers and much more.

When crafting a commercial combined insurance policy, it is essential that you tell us your requirements so that we can create one, direct policy that is truly tailored to suit your business needs.

Factors to be considered include business size, location(s), number of employees, annual turnover/revenue, industry sector, activities, various processes employed and machinery used.

Scholar and Partners believe that the standard Commercial Combined policy offered by some has shortcomings and could be financially inefficient and narrow for those clients with specific business operations or large property portfolios who are seeking to minimise their premium expenditure.  Therefore, to address these limitations, we have access to a competitively priced Commercial Combined insurance cover 100% underwritten by “A-rated” Insurers at Lloyd’s of London. This scheme has a number of benefits and pricing advantages, which are summarised and detailed in the titled section What’s Covered.

Up to £15m TSI per location.
Focus on quality of risk not trade
Price-match available for target business

Broad appetite.
Up to £10m TSI per location
Commercial, residential and vacant property solutions

  • Nuclear, Chemical, Biological or Radioactive contamination
  • Information Technology
  • Asbestos
  • Nuclear Installations
  • Confiscation
  • Pollution unless from an act of terrorism or sabotage
  • Emotional distress unless as a consequence of physical injury
  • Strikes, riots or civil commotion unless caused by an act of terrorism
  • War

Next Steps…

Please feel free to contact us via the ‘contact sheet‘, and one of our friendly Scholars will be able to assist you with any query at a time convenient to you. Requesting a quote? Our Scholar can help you with that too.

Download Commercial Combined Proposal form (short) here: Download Proposal form

Contact a Scholar

Additional solutions for your business?

Cover not listed? Let one of our dedicated Account Manager know your insurance needs and we can discuss all of the available options at a time convenient to you.